Save on your 4-star card while continuing to benefit from its many advantages
It can happen to accumulate a significant debt on a revolving credit and reach the ceiling of his card. In this case, you will no longer be able to use your 4-star card and you will no longer be able to benefit from partner advantages and credit offers.
It may be more advantageous to take out a conventional credit which will allow you to save on the total cost of your credit compared to the revolving credit card 4 stars 3 Bank by profiting from a better rate, as indicated in our comparison. The difference can be several hundred USD !! Find the best credit thanks to Senior Credit:
Not only will our exclusive questionnaire allow you to obtain the best rates in relation to your file, but you will also have the possibility of increasing your chances of obtaining this best rate. In fact, at the end of your entry, you can decide to interrogate the 3 cheapest credit organizations with one click. So, if your file is not accepted on the first one or if it decides to change the rates on the contractual proposal it sends you, you guarantee yourself more chances of obtaining the best rate. We advise our customers to question at least 2 organizations to avoid being without any solution.
4-star card payment facilities
The 4-star card is backed by a revolving credit, many payment formulas can be attached to it depending on the partners and their business strategies:
- payment in installments at no cost, 3 times at no cost, 4 times at no cost or 6 times at no cost depending on the brand
- payment in installments with fees, from 3 times to 24 times depending on the brand
- the deferral of special 4-card payment
- payment by small monthly payments (revolving credit functionality)
The 4-star card with its revolving credit can bring you real cash flexibility. You can request bank transfers directly to your account if you need money. But that’s not all. You can also have flexibility in repaying your credit. In the event of a repayment problem, you can ask Bankil for a payment break which consists of not repaying your monthly credit payment for one month. You can also ask to postpone the reimbursement of your monthly 4-star card.
The advantages and the shopping network of the 4-star card
Bankil is a partner of multiple brands and offers for each of them a variation of its 4-star card incorporating the advantages of the brand and suitable means of payment.
At all of these merchants, you can find depending on the time of year:
- attractive financing offers depending on the brand and its business plan (don’t hesitate to ask in store)
- advantages or reductions linked to signs
Even if it is the same base, the 4-star card can really be tailor-made. With this principle, everyone is there: the customer because it can pay more widely, the signs because it brings them more potential customers and Bankil because who says more customers says more credit.
The 4-star card: from 3 Bank to Paypal
The 4-star card was born from the catalog of 3 Bank. The objective was to give flexibility to the families of the time to manage their budget as they saw fit. The Bank 4 star 3 card was therefore born at a time when the internet did not exist. The offer of the 3 Bank was in an 800-page catalog and to order, you had to type in your minitel or call the order platforms. The beautiful story could have ended with the end of the Bank 3 catalog this year. But it is not so !! The 4-star card and the Bankil team have resolutely turned towards the future by choosing, for example, to integrate the 4-star card into the Paypal offer. This means that when you pay with Paypal on the internet, you can choose to have your payment taken from your 4-star card.
It is one of the best online credit solutions we have been able to identify. It is especially interesting if you already have a 4-star card. And as opening a Paypal account is very simple, this solution is an easy to use credit on the internet. If you do not have any of these accounts and want fast credit, we recommend that you apply for credit online. It is the best way to get money quickly. And to be sure of getting the best credit, do not hesitate to use our exclusive comparator of the best rates. We compare all the major credit agencies to find the best credit rates online.
Bankil: management of the 4-star card
Bankil was originally created to manage the 4-star card. It is Bankil who decides whether or not to grant you the revolving credit backed by the 4-star card. They study all the supporting documents provided (identity document, proof of income and proof of address) to make their decision. Credit without proof does not exist.
During the life of the account, it is still Bankil which manages the payments, the collection of monthly payments, the sending of account statements or the renewal of the 4-star card.
Finally, if repayment difficulties arise and unpaid debts become regular, Bankil will also be responsible for collecting the debt.
Before getting there, you should always contact them better to find a solution. It is always better to prevent this type of situation because in general, solutions exist to deal with these difficulties.